Advice & Market Intelligence

Access to global opportunities. A disciplined planning approach. A network of specialised expertise. These are merely the beginning of Merrill Lynch’s commitment to you. As we develop a deep understanding of you and your aspirations, we will put these strengths to work for you around the world to help you meet your goals.

While it has become easier for private investors to access world financial markets, the nature of global investing has become more complex. The ability to understand and take advantage of emerging trends and opportunities is essential to sustaining and growing your wealth.

Your Merrill Lynch Financial Advisor will take the time to gain a deep understanding of your unique situation, priorities and goals. Drawing on Merrill Lynch’s best-in-class Global Research, your Financial Advisor will help to identify new opportunities in changing markets and present wealth management strategies that are aligned with your objectives. Working closely with you, your Financial Advisor will employ a Wealth Management Process that looks far beyond investments — and borders — to create tailored strategies and deliver solutions to help you achieve long-term goals for you and your family.*

* Not available in all jurisdictions.

Advice and Marketing Intelligence Products and Services:

Skilled Experts:
At Merrill Lynch, your personal Financial Advisor provides the highest-calibre advice and guidance to help you manage wealth in the global investment marketplace. Drawing on the depth of Merrill Lynch’s resources and expertise in 40 countries around the world, your Financial Advisor acts as your single point of contact to help you take advantage of global opportunities and find investment solutions that work for you.

Leading Global Research:
With a presence in financial markets around the world, Merrill Lynch provides in-depth analyses of macroeconomic trends, asset allocation strategies, global credit structures, equities and fixed income securities. Our BAS-ML Equity Research analysts provide detailed equity research on more than 2,850 companies in more than 20 industries worldwide. We conduct thorough analyses of fixed income products and instruments, including U.S. Treasury Inflation Index Notes and zero coupon bonds. Our analysts also provide extensive coverage of G-11 and E-10 currencies, including daily reviews of major market themes and a more comprehensive biweekly analysis of currency trends and issues.

Wealth Management Process:
Based on a comprehensive understanding of your unique needs and circumstances, your Financial Advisor will work with you to assess and analyze your current assets and liabilities, short- and long-term investment objectives, and tolerance for risk.

To put the right investments to work for your situation, your Financial Advisor will use a disciplined Wealth Management Process that follows four key steps.  Throughout this process, your Financial Advisor will create a tailored investment strategy and will help you to select solutions from a broad platform of institutional-grade financial products that are aligned with your investment objectives. The four steps of the process are as follows:

1) Establish Objectives: During the first phase, your Financial Advisor will work closely with you to identify and prioritise your short- and long-term goals.

2) Set Strategy: Once your objectives, risk tolerance and investing time horizon are defined, your Financial Advisor will develop an asset allocation strategy to set you on track to achieving your goals.

3) Implement Solutions: In this step, your Financial Advisor will propose investments and solutions that are consistent with your strategic asset allocation.

4) Review Progress: Your Financial Advisor will meet with you periodically to review your objectives, strategies and performance, assessing your ongoing ability to achieve your financial goals and making adjustments as necessary.

Global Investment Strategy:
Your Merrill Lynch Financial Advisor will also employ a systematic approach to global asset allocation, carefully diversifying your portfolio in order to manage global risk. During this process, your Financial Advisor will help you select a combination of cash and cash equivalents, securities, investment funds and structured products that are consistent with your risk-return profile.