Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer and a wholly-owned
subsidiary of Bank of America Corporation.
Securities and Insurance Products: Are Not FDIC Insured
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May Lose Value Are Not a Bank Deposit
Are Not a Condition to Any Banking Service or Activity
Are Not Insured by Any Federal Government Agency.
Merrill Lynch makes available investment products sponsored, managed, or distributed by companies
that are affiliates of or in which Bank of America Corporation has an economic interest, including
Columbia Management, BlackRock, and Nuveen Investments.
