Advice & Market Intelligence
Access to global opportunities. A disciplined planning approach. A network of specialised expertise. These are merely the beginning of our commitment to you. As we develop a deep understanding of you and your aspirations, we can put these strengths to work for you around the world to help you meet your goals.
While it has become easier for private investors to access world financial markets, the nature of global investing has become more complex. The ability to understand and take advantage of emerging trends and opportunities is essential to sustaining and growing your wealth.
Your Merrill Lynch Financial Advisor/Private Wealth Manager can take the time to gain a deep understanding of your unique situation, priorities and goals. Drawing on BofA Merrill Lynch Global Research's best-in-class insights, your Financial Advisor/Private Wealth Manager can help to identify new opportunities in changing markets and present wealth management strategies that are aligned with your objectives. Working closely with you, your Financial Advisor/Private Wealth Manager can employ a Wealth Management Process that looks far beyond investments – and borders – to create tailored strategies and deliver solutions to help you achieve long-term goals for you and your family.*
* Not available in all jurisdictions.
Advice and Market Intelligence Products and Services:
At Merrill Lynch, your personal Financial Advisor /Private Wealth Manager provides the highest-calibre advice and guidance to help you manage wealth in the global investment marketplace. Drawing on the depth of Merrill Lynch's resources and expertise in approximately 700 affiliated offices around the world, your Financial Advisor/Private Wealth Manager acts as your single point of contact to help you take advantage of global opportunities and find investment solutions that work for you.
Leading Global Research:
With a presence in financial markets around the world, BofA Merrill Lynch Global Research provides in-depth analyses of macroeconomic trends, asset allocation strategies, global credit structures, equities and fixed income securities. BofA Merrill Lynch Global Research analysts provide detailed equity research on more than 3,300 companies in more than 20 industries worldwide. These analysts conduct thorough analyses of fixed income products and instruments, including U.S. Treasury Inflation Index Notes and zero coupon bonds; they also provide extensive coverage of G-11 and E-10 currencies, including daily reviews of major market themes and a more comprehensive biweekly analysis of currency trends and issues.
Wealth Management Process:
Based on a comprehensive understanding of your unique needs and circumstances, your Financial Advisor/Private Wealth Manager can work with you to assess and analyze your current assets and liabilities, short- and long-term investment objectives, and tolerance for risk.
To put the right investments to work for your situation, your Financial Advisor/Private Wealth Manager will use a disciplined Wealth Management Process that follows four key steps. Throughout this process, your Financial Advisor/Private Wealth Manager will create a tailored investment strategy and will help you to select solutions from a broad platform of institutional-grade financial products that are aligned with your investment objectives. The four steps of the process are as follows:
1) Establish Objectives: During the first phase, your Financial Advisor/Private Wealth Manager will work closely with you to identify and prioritise your short- and long-term goals.
2) Set Strategy: Once your objectives, risk tolerance and investing time horizon are defined, your Financial Advisor/Private Wealth Manager will develop an asset allocation strategy to set you on track to help you pursue your goals.
3) Implement Solutions: In this step, your Financial Advisor/Private Wealth Manager will propose investments and solutions that are consistent with your strategic asset allocation.
4) Review Progress: Your Financial Advisor/Private Wealth Manager will meet with you periodically to review your objectives, strategies and performance, assessing your progress towards pursuing your financial goals and making adjustments as necessary.
Global Investment Strategy:
Your Merrill Lynch Financial Advisor/Private Wealth Manager will also employ a systematic approach to global asset allocation, which helps carefully diversify your portfolio in order to manage global risk. During this process, your Financial Advisor/Private Wealth Manager will help you select a combination of cash and cash equivalents, securities, investment funds and structured products that are consistent with your risk-return profile.